FiTPesa
Offline Spending

Take Your FITP Offline.

No phone? No smartwatch? No problem. The PesaCard allows you to spend, withdraw, and reload your FITP balance at local kiosks and supported merchants. Every user gets a free Virtual PesaCard, while Premium members unlock the sleek physical edition.

Apply For Free Virtual PesaCard
PesaBand Model 1

FITPESA APP

Premium Physical Card

Unlock the physical PesaCard through Premium membership. Tap to pay at local Spazas, supermarkets, and offline merchants seamlessly.

PesaBand Model 1

FITPESA APP

Agent Reloads & Withdrawals

Low on FITP or need local currency? Visit any FitPesa branded POS agent or supported kiosk to top up your card or withdraw cash directly from your earned balance.

Hover over image spaces to view production asset prompts.

True Offline Access

Transact using alternate NFC handshakes without requiring cellular data.

Secure & Encrypted

All balances are tied directly to your verified FitPesa account architecture.

Instant Top-Ups

Reload points or cash out via local POS agents and participating retail partners.